The importance of travel insurance for your trip to the US

It’s very important that before any trip to the USA you have in place travel insurance.  One of the reasons was when the UK had in place its pre-departure test to ensure that you tested negative before arriving into the UK.  I took out travel insurance to safeguard me should my test be positive and I had to stay in the US. Obviously I would need insurance to cover accommodation and travel back to the United Kingdom. These costs clearly add up and travel insurance would help to offset the extra costs. 

However now that the pre-departure tests have been scrapped many people may think that they do not need travel insurance, however on the contrary, you would be wise to take out insurance.  Consider what would happen if, on the off chance, your luggage was lost, it does happen, thankfully not to me personally but you do hear of it. Also what happens if your flight is cancelled? How do you recover your costs? These are only a few of the reasons why I think it’s very important to take out travel insurance. 

However before you do dive in and buy travel insurance check out comparison websites to check out the costs, do not go for the cheapest, you need to ensure that the insurance you take out is thorough and covers all eventualities. Also make sure that you declare any illness that you have, no matter how minor otherwise it may well just invalidate your insurance you have to claim.  

Finally before  your travels make sure you print off your policy and emergency telephone number, bearing in mind that if you travel to the US you will need to call your insurance provider and they may be based in the UK therefore calls may well be costly  so enquire if they have a freephone number or a telephone for the US. However it is vital that you take your insurance documentation. I hope the above helps and I also hope you will not need to take advantage of travel insurance but it is better to be safe than sorry.